In most cases, when you suffer from an auto accident, the other party might be at fault. That means that the damage they caused to your vehicle and their injuries can be extensive and severe. However, there can be times when, even though it may appear that the other driver was at fault, an accident report or citation issued by police officers can still indicate that you were also partially to blame for the crash. If this happens to you after a car accident, read on to find out why it is so important to get legal help from a qualified attorney after your car accident:
1) Full Compensation
A lawyer will make sure that you receive all the financial compensation you deserve from an accident, including medical expenses, lost wages, and pain and suffering. In some cases, this can be significantly higher than what an insurance company offers as a settlement after an injury resulting from someone else’s negligence.
2) Proving Liability
There may be more than one person liable for a car accident in some situations, such as when a defective part malfunctions and causes multiple parties’ injury. Insurance companies often settle with each party separately to avoid full responsibility for damages, meaning that if you accept an offer from your insurance company without consulting a lawyer first, you could miss out on being compensated for your injuries by another party. A personal injury attorney will ensure that this does not happen.
3) Car Accident Lawyers Are Experts in Their Field
An experienced lawyer understands what evidence is necessary to prove your case and how to utilize it best. If you attempt to represent yourself after a car accident, you may miss important details that could make or break your case.
4) Time Limits for Filing a Lawsuit Are Limited
When someone else’s negligence causes your injury, you have the right to seek compensation. However, there is a limit to how long you can wait before filing a lawsuit and pursuing financial restitution. This time limit is referred to as the statute of limitations; if it expires on its own before you file a claim against another party involved in the accident, then you forfeit any rights to receive damages from them. Personal injury lawyers will ensure that this doesn’t happen by filing suit on your behalf within such time limits.
5) You Could Lose Your Insurance Coverage by Seeking Legal Help
If you file a claim for damages against an individual or their insurance company to cover your medical expenses and lost wages, then the other party’s insurer could decline all future claims that you file. Even if you have been driving for many years with no violations, accidents on your record, and never had any preventable collisions in the past, there is still a chance that your current insurer may cancel your policy after you’ve been involved in an auto accident. This could be due to:
- Having insufficient insurance coverage compared to the damage from the accident
- Having specified exclusions from their policy such as “under age 18” and getting into an accident while under that age can affect future rates and insurability
- Being involved in an accident that involves negligence or reckless driving behavior
Contacting abogados de accidentes de carro after a car accident means giving up your right to take care of these issues yourself without the help of legal counsel.
6) Your Medical Bills Will Be Paid Immediately
Insurance companies will often struggle with paying your medical bills promptly. The process can be frustrating and result in countless phone calls and negotiations until they finally pay the total amount owed. A personal injury attorney ensures that your bills are taken care of at once, so you don’t have to worry about receiving compensation for any costs associated with your injuries.
7) There Will Be One Less Strain on Your Emotions
Car accidents are stressful and life-changing events that can be made even more difficult by the hassle of attempting to settle a claim yourself. It is important to remember that recovering from your injuries and moving forward should be your primary focus, not filing paperwork and making phone calls for weeks at a time. A lawyer makes this process easier by doing all of the talking and negotiating behind closed doors, allowing you to spend less time worrying about the legal side of things and more time getting back on track with your everyday life.